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Frequently Asked Questions

The material in this question and answer series is for your information only. It is not legal advice and is not designed to be used in place of legal advice. You should consult your own attorney for legal advice. The St. Joseph Legal Department provides this series to provide a general summary of procedures concerning violations of city ordinances in the City of St. Joseph, Missouri. It is issued to inform generally, not to advise of specific rights. As with any general information, the answers given here may not specifically apply to you.
What is the Emergency Assistance Program?
Emergency assistance is provided to eligible property owners with spontaneous situations that would be considered life threatening, such as electrical hazards, structural failure, hazardous plumbing, etc. Emergency assistance for work required up to $5,000 will be in the form of a grant and/or loan. Emergency assistance for work over $5,000 will be in the form of a deferred payment loan for qualified applicants age 62 or older or permanently disabled, or a low interest loan (0-4%) with the interest rate based upon the property owner’s ability to pay not to exceed a 20-year term.

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1. Is any assistance available to make repairs to our home?
2. How do I qualify for these programs?
3. What happens if I qualify?
4. What are the interest rates?
5. What is the Emergency Assistance Program?